Broker Check

Financial Planning

The Benefits of Financial Planning                                                                                                                                                                           

 

As one of our clients you will have access to a deep and specialized expertise to help meet your diverse and unique needs. Ultimately, we want to help you make clear, long-term decisions by giving you the ability to see where you are now versus where you want to be in the future. Financial Planning is one of the most important steps to take in managing your assets and planning for the future.

 

Financial plans designed by the Hobgood Group are done by CFP® professionals, who meet rigorous education and experience requirements. In order to become certified we must pass a comprehensive 6-hour CFP® Certification Examination that tests our ability to apply financial planning knowledge in an integrated format.

 

What a Financial Plan consists of:

 

  • Establishing financial goals and objectives
  • Retirement income planning
  • Recommending an asset allocation appropriate to your goals, time line and tolerance for risk
  • Developing your investment strategy
  • Planning for a child’s or grandchild’s education
  • Life insurance planning
  • Estate planning

 

Outcomes of working with us

 

  • Allocating for a new home or planning for a new family member
  • Have the ability to allocate cash safely for a new business or investment strategy
  • Planning for your children’s education
  • Knowing you’ll have enough money through retirement
  • Protecting the family’s important assets when a loved one passes or becomes disabled
  • Knowing when to take Social Security


Even if you already have a financial plan, it’s in good form to revisit the plan and get a second opinion to ensure you have a solid foundation upon which you can base sound financial decisions.

If you are interested in having us create a customized financial plan for you or would like to discuss any other financial issues, please contact us at 270-297-3485